Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Faima Capitorio website and any services made available through it. By accessing or using this site, you agree to be bound by these Terms. If you do not agree, please do not use the site.

1. Acceptance of Terms

By accessing this website, creating an account, or otherwise using any service offered by Faima Capitorio, you confirm that you have read, understood, and agree to these Terms, along with our Privacy Policy. Faima Capitorio may update these Terms from time to time, and continued use of the site after changes are posted constitutes acceptance of the revised Terms.

2. Eligibility

You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into binding agreements to use the services described on this site. By using the site, you represent and warrant that you meet these requirements and that all information you provide is accurate and current.

3. Description of Services

Faima Capitorio provides informational content, account-related functionality, and related services as described elsewhere on this website. The site and its contents are provided for general informational purposes and do not constitute financial, legal, tax, or investment advice. Nothing on this site should be interpreted as a recommendation or solicitation to engage in any particular transaction.

4. Accounts and Security

If the services require registration, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Faima Capitorio promptly of any unauthorized use of your account or any other breach of security. Faima Capitorio is not liable for any loss or damage arising from your failure to safeguard your account information.

5. Acceptable Use

• Lawful use only

  You agree to use the site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the site by, any third party.

• No unauthorized access

  You must not attempt to gain unauthorized access to any part of the site, the server on which it is hosted, or any server, computer, or database connected to it.

• No disruptive conduct

  You must not introduce viruses, trojans, worms, or other material that is malicious or technologically harmful, or attack the site via denial-of-service or similar methods.

• No misuse of content

  You must not reproduce, duplicate, copy, sell, resell, or otherwise exploit any part of the site for commercial purposes without express written permission.

6. Intellectual Property

All content on this site, including text, graphics, logos, and software, is the property of Faima Capitorio or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from any content on this site without prior written consent.

7. Third-Party Links

This site may contain links to third-party websites or resources. Faima Capitorio is not responsible for the content, accuracy, or availability of any linked external sites and does not endorse any products, services, or opinions expressed on them. Your use of third-party sites is at your own risk and subject to their respective terms.

8. Disclaimer of Warranties

The site and all content and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Faima Capitorio does not warrant that the site will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Faima Capitorio, its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your access to or use of, or inability to access or use, the site or any services.

10. Indemnification

You agree to indemnify and hold harmless Faima Capitorio and its affiliates from any claims, damages, liabilities, costs, or expenses, including reasonable legal fees, arising out of your use of the site, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

Faima Capitorio reserves the right to suspend or terminate your access to the site or any associated account, without notice, for conduct that we believe violates these Terms, is harmful to other users, or is otherwise objectionable, at our sole discretion.

12. Changes to These Terms

Faima Capitorio may revise these Terms at any time by updating this page. Changes are effective immediately upon posting. It is your responsibility to review these Terms periodically. Your continued use of the site following any changes constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Faima Capitorio operates, without regard to conflict-of-law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published on this site, constitute the entire agreement between you and Faima Capitorio regarding your use of the site and supersede any prior agreements or understandings.

16. Contact

Questions regarding these Terms should be directed through the contact channels provided elsewhere on this website.